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What is a 3 fund portfolio and how does it work?

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Vantage is a global, multi-asset broker with a team of in-house writers and market analysts who produce educational and insightful trading content for traders of all levels.

Updated Wed, 2026 October 7 03:02

A 3-fund portfolio typically combines a broad US equity ETF, an international equity ETF and a bond ETF. Together, these funds can provide diversified exposure across regions and asset classes. The appropriate allocation depends on the investor’s risk tolerance, time horizon and objectives.

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